Trump Promotes Trump Accounts as 250th Birthday Marks Invest America Act Push

Trump Promotes Trump Accounts as 250th Birthday Marks Invest America Act Push

Trump highlights Trump Accounts, tax-advantaged investment accounts for citizens under 18 launched in July 2026, calling the program a unifying public-private partnership under the Invest America Act.

Richard Miniter
First Published: July 27, 2026, 9:56 AM ET

— Donald J. Trump promoted Trump Accounts, tax-advantaged investment accounts for U.S. citizens under 18, calling the program a public-private partnership that unites the country.

The accounts launched in July 2026 and function as a new type of individual retirement account for eligible children, according to fdic.gov. Funds become available after age 18 for uses such as education or buying a home. Trump tied the initiative to the Invest America Act and framed it as a signature policy on the nation’s 250th anniversary.

“Trump Accounts represent the very best of our democracy and the American promise issued two hundred and fifty years ago today,” the post said, dedicating “tireless efforts to make certain that the Invest America Act achieves its maximum potential.”

The post arrives as the administration seeks to broaden enrollment in a program that steers federal seed money into private investment accounts. The model shifts long-term savings decisions toward families and markets rather than government programs.

Here is the full post on truthsocial: “https://trumpaccounts.gov Trump Accounts do this through a massive public-private partnership that empower the individual not the state. They double down on free market capitalist democracy by empowering the individual rather than growing dependency on government. Aligning citizens with capitalism rather than pitting them against it. Perhaps of equal importance, let us not lose sight of the fact that this is a movement that unites our country. Despite the many issues that divide us, this one big idea brings everyone together. From the most conservative to the most progressive leaders, we have found people of goodwill willing to step up and do the right thing to help the next generation. Trump Accounts represent the very best of our democracy and the American promise issued two hundred and fifty years ago today. I am grateful to all those who have partnered with us to get this far and we dedicate our tireless efforts to make certain that the Invest America Act achieves its maximum potential. Let us advance into the future with a renewed sense of confidence, optimism and restored faith in the American Dream for EVERY American. Happy 250th Birthday, America! Brad Gerstner @TrumpAccounts @InvestAmerica24 @WhiteHouse @MichaelDell” on July 27, 2026 at 12:05 PM ET.

The post reproduces a statement attributed to Brad Gerstner, an investor who has championed the Invest America effort, alongside tags for the White House and technology executive Michael Dell. Trump directed readers to the program’s official portal by mentioning the source (see trumpaccounts.gov), where families can review requirements and enrollment steps.

A child born on or after January 1, 2025, through December 31, 2028, may qualify for a one-time $1,000 U.S. Treasury contribution, according to fdic.gov. The accounts are a non-deposit investment product and carry no FDIC insurance, according to fdic.gov.

The stakes fall most directly on young families, who stand to gain a federally seeded investment vehicle for children. Critics of market-linked savings warn that returns carry risk because the accounts lack insurance. The Treasury Department and the Internal Revenue Service issued guidance covering eligibility, contribution rules and administration, according to treasury.gov.

The program routes families toward broad market exposure, and federal regulators point savers to educational resources on investing basics, according to investor.gov. Parents, teachers and youth can find saving and investing guidance through federal materials, according to youth.gov.

For the average U.S. reader, the initiative means a child could start life with a small invested balance that grows tax-advantaged for years before college or a first home. The value at maturity depends on market performance rather than a guaranteed rate.

Government-seeded child savings accounts have appeared before. Several states, including Maine and California, previously created baby bond or child savings account programs, and lawmakers have debated federal versions for years, according to house.gov.

Next steps rest with the Treasury Department and the IRS, which administer enrollment and contribution rules. A date for further guidance has not been announced.

Tying policy to national anniversaries is a long American tradition. On July 4, 1976, the United States marked its bicentennial with a fleet of tall ships in New York Harbor and celebrations that drew millions across the country. Presidents have repeatedly used the holiday to launch national commitments. Fifty years later, another July 4 milestone anchored a domestic policy campaign, showing how the calendar itself can become a stage for the party in power.

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